You're a PM at Revolut. How would you improve our referral program over the next 3 months?

To improve Revolut's referral program in 3 months, I'd start by defining clear, measurable goals aligned with business objectives, such as increasing new customer acquisition by X% or improving referral conversion rates. I'd then analyze the current referral funnel to pinpoint drop-off points and identify key user segments, focusing on those with the highest potential for engagement. Based on this analysis, I'd brainstorm and prioritize solutions, potentially including tiered rewards, personalized referral offers, simplified sharing mechanisms, and targeted in-app prompts. I would then A/B test these solutions to validate their effectiveness and iterate quickly to maximize impact within the 3-month timeframe.