Startups · updated daily

Credit underwriting startups hiring now

The credit underwriting startups hiring the most right now are KreditBee, Kredivo and PayJoy. 18% of their open roles are in data. 31% of these companies hire mostly remote. Most are based in San Francisco, London and Mexico City. Every role here comes from the company’s own careers page and is re-checked daily.

18%

of roles in data

15%

of roles in engineering

12%

of roles in product and design

10%

of roles in sales and gtm

3%

of roles in operations

Companies

Who is hiring

KreditBee

KreditBee

hulsur bazaar, IN · Late Stage Venture

KreditBee provides an online platform that connects borrowers with personal loan providers, including banks and non-banking financial companies registered with the Reserve Bank of India.

65 open roles0% remote

Kredivo

Kredivo

ID · Series D

Kredivo gives customers instant credit financing for ecommerce purchases and personal loans based on real-time decisioning. Kredivo users can buy now and pay later with the lowest interest rate amongst all digital lenders in the country.

58 open roles2% remote

PayJoy

PayJoy

San Francisco, US · Debt Financing

PayJoy’s patented technology turns a smartphone into collateral to jumpstart unbanked consumers into the credit system.

56 open roles2% remote

iwoca

iwoca

London, GB · Debt Financing

iwoca provides flexible business loans and invoice financing to small and medium-sized enterprises (SMEs) in the UK. Its products include the iwoca Flexi Loan, which allows businesses to borrow with flexible repayment terms, and iwocaPay, an invoice financing solution that helps businesses manage cash flow.

41 open roles0% remote

Zopa

Zopa

London, GB

We've been lending since 2005 and already offer award-winning credit cards, personal loans and savings accounts.

31 open roles6% remote

Tamara

Tamara

Riyadh, SA · Series C

Tamara provides a financial platform that lets customers shop, pay, and access banking services in Saudi Arabia and the GCC region.

28 open roles0% remote

Konfio

Konfio

Mexico City, MX · Series E

Konfio is a financial services platform for small and medium-sized businesses in Mexico that offers corporate credit cards, working capital loans, and payment solutions. Konfio uses data and AI to automate credit underwriting, with 98.6% of decisions being fully automated.

22 open roles27% remote

GreenSky

GreenSky

atlanta, US · Private Equity

GreenSky is a technology company that enables merchants to offer promotional payment options to consumers at the point of sale. The GreenSky Program is the largest lending platform for home improvement loan originations by banks in the United States.

15 open roles0% remote

Lulalend

Lulalend

Cape Town, ZA

Lulalend provides unsecured working capital loans to small and medium-sized enterprises (SMEs) in South Africa. The company offers a range of business funding options including fixed-term loans, a revolving cash flow facility, inventory finance, and bridging finance. In partnership with Access Bank, Lula launched a business bank account with cash flow management tools.

13 open roles0% remote

Wayflyer

Wayflyer

Dublin, IE

Wayflyer provides flexible funding and growth solutions to small businesses worldwide. Its technology assesses businesses in minutes and generates financing offers that reflect their growth potential.

13 open roles23% remote

Homebase

Homebase

San Francisco, US · Series D · YC W21

Homebase is a software application that provides tools for employee scheduling, time tracking, communication, and task management.

13 open roles0% remote

Nuvo

Nuvo

San Francisco, US

Nuvo is the AI order-to-cash network that combines customer onboarding, credit & risk management, and accounts receivable in a unified platform. More than 150,000 companies use Nuvo to manage trade relationships across industries including building materials, food and beverage, logistics, chemicals, and manufacturing.

12 open roles0% remote

YouLend

YouLend

London, GB · Private Equity

YouLend is an embedded financing platform that enables partners like technology companies, marketplaces, and e-commerce providers to offer financing products to small and medium-sized businesses. Its software platform and APIs allow partners to provide flexible financing in their own branding within a week.

10 open roles0% remote

R2

R2

Mexico City, MX · Strategic Investment

R2 enables platforms to offer capital to their SME customers in Latin America through an API-first embedded lending platform. It uses machine learning-based underwriting on transactional data to provide revenue-based financing.

9 open roles100% remote

Loancrate

Loancrate

Series A

Loancrate builds an AI-native Loan Origination System (LOS) for mortgage lenders.

7 open roles100% remote

Ecair

Ecair

Saint-Denis, FR

Ecair provides a financial platform for solar and energy-renovation installers, offering instant financing solutions that turn quotations into deployments. The company also offers a consumer loan product that installers can offer to their customers, with loans calibrated to a home's future energy savings.

7 open roles0% remote

Scalapay

Scalapay

Milan, Italy, IT · Series B

Scalapay provides a payment service that lets customers buy goods online or in stores and pay in three or four monthly installments.

6 open roles

Drip Capital

Drip Capital

Palo Alto, US

Drip Capital is a trade finance company providing collateral-free post-shipment finance to exporters and importers. It also offers a B2B commerce platform that connects global buyers and suppliers to facilitate cross-border sourcing.

6 open roles0% remote

Clearco

Clearco

Toronto, CA · Series C

Clearco is an online financial platform that provides growth capital to e-commerce and B2B companies.

6 open roles100% remote

Octane

Octane

New York City, US · Series F

Octane connects dealers and buyers with customer acquisition tools and prequalifies consumers for financing online.

6 open roles100% remote

Earnest

Earnest

San Francisco, US · Series C

Earnest offers low-interest loans based on your unique financial profile, including student loan refinancing, private student loans, and personal loans. Since 2013, Earnest has helped over 420,000 students and professionals through life's biggest financial milestones.

5 open roles100% remote

finmid

finmid

Berlin, DE

finmid provides financial infrastructure that lets business software platforms offer financing to their small and medium business customers.

4 open roles100% remote

Ocrolus

Ocrolus

New York City, US · Series C

Ocrolus is a document automation platform that powers the digital lending ecosystem, automating credit decisions across fintech, mortgage and banking. The company provides document analysis infrastructure to customers like PayPal, Brex, SoFi and Plaid.

4 open roles100% remote

Pesto

Pesto

San Francisco, US · YC W21

Issues a secured Mastercard to US consumers who collateralize cash or valuables instead of relying on credit score.

4 open roles75% remote

Novel

Novel

Overland Park, US · Series A

Novel is a fintech platform that provides non-dilutive capital and strategic tools to tech founders.

3 open roles100% remote

Zippi

Zippi

São Paulo, BR · Series B · YC S19

- Zippi is on a mission to empower Brazil’s 21.5 million micro and small businesses (MSBs) with financial solutions that truly fit their needs. We pioneered the use of Pix as a credit platform, enabling MSBs to access working capital instantly.

3 open roles100% remote

Amount

Amount

chicago, US · Series D

Amount provides a unified digital origination and decisioning platform that helps financial institutions meet the moment.

3 open roles0% remote

Zest AI

Zest AI

Burbank, US

AI loan underwriting

2 open roles

Arivo Acceptance

Arivo Acceptance

West Valley City, US

Arivo Acceptance is a subprime auto lender that simplifies the auto lending experience for car buyers and dealers. The company originates loans indirectly through contracted franchise and independent dealers, and offers a mobile app for payments.

2 open roles

Splash Financial

Splash Financial

Cleveland, US · Series C

Splash Financial operates a lending marketplace that connects consumers with credit unions and banks for student loan refinancing, personal loans, and home equity lines of credit.

2 open roles

Open roles

Newest roles at these startups

What credit underwriting startups build

Companies working in credit underwriting. KreditBee: KreditBee provides an online platform that connects borrowers with personal loan providers, including banks and non-banking financial companies registered with the Reserve Bank of India. Kredivo: Kredivo gives customers instant credit financing for ecommerce purchases and personal loans based on real-time decisioning. Kredivo users can buy now and pay later with the lowest interest rate amongst all digital lenders in the country. PayJoy: PayJoy’s patented technology turns a smartphone into collateral to jumpstart unbanked consumers into the credit system.

The roles they hire for

Across the roles open today, the mix is data (18%), engineering (15%), product and design (12%), sales and gtm (10%) and operations (3%). Engineering roles here often ask for hands-on work with the product's hardest part, so a portfolio or a shipped project counts for more than a long resume.

How to get hired at credit underwriting startups

These teams hire fast and from their own careers pages, so the first applications get read first. Apply in the first day a role is up, tailor your resume to the role's own words, and answer the screening questions like you already work there. landed does all three for you: it watches every company on this page and applies the moment a fitting role goes up.

landed applies. You interview.

Let landed apply to credit underwriting for you

landed watches every company on this page and applies the moment a fitting role goes up, with a tailored resume and answers for the role. 25 free applications, no card.

Frequently asked

Which credit underwriting startups are hiring the most?

Right now: KreditBee, Kredivo, PayJoy, iwoca and Zopa. The list above ranks every company by the roles it has open today.

Do credit underwriting startups hire remotely?

31% of the companies here hire mostly remote. Each company page shows its own remote share.

What roles do credit underwriting startups hire for?

The most common are data, engineering and product and design.

Can landed apply to credit underwriting startups for me?

Yes. landed watches every company on this page, applies on each company’s own site the moment a fitting role goes up, and writes the answers for every role. Your first 25 applications are free.

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